About Us

Your Trusted Bond Origination Partner

The Private Home Loan Experience

At Pro Mortgage, we believe that every South African deserves a trusted partner when navigating the home loan process. Whether you're a first-time homebuyer, a seasoned investor, or simply exploring pre-approval options, we're here to guide you from the first conversation to final registration — and every step in between.

We specialise in home loan origination, offering a personalised, fast, and professional service that connects you with South Africa’s major banks, giving you the best possible shot at favourable interest rates and approvals.

Our difference lies in our people-first approach and our decades of collective industry insight. We proudly call our process the “Private Home Loan Experience”, because we don’t believe in one-size-fits-all solutions. Instead, we tailor every step to your unique needs, offering clarity, confidence, and control in what is often a stressful financial journey.

Why Choose Pro Mortgage?

Experience That Works for You

Pro Mortgage isn’t just another bond origination company — it’s the result of a vision that prioritizes expertise, efficiency, and excellence. Our founder, Kobus Nel, brings over 20 years of hands-on experience in the South African property market, having personally facilitated over R1 billion in home loans throughout his career.

Backed by a team with over 150 years of combined industry experience, our consultants are experts in navigating the complexities of mortgage finance. Whether you’re self-employed, newly employed, or simply unsure about your credit profile, our team knows how to present your application to the banks in the most favorable light.

We are also proudly powered by Mortgage Max, giving our clients a robust platform and connections to negotiate strongly on their behalf.

With Pro Mortgage, you get:

Access to all major South African banks through a single, simplified application.
Expert negotiation to secure the most competitive home loan rate.
Guidance on documentation, compliance, affordability, and eligibility.
Rapid pre-approval so you can house-hunt with confidence.
Regular updates and human support — not just systems and emails.
A dedicated consultant who understands your needs and handles your application personally.

Pro Mortgage isn’t just another bond origination company — it’s the result of a vision that prioritises expertise, efficiency, and excellence. Our founder, Kobus Nel, brings over 20 years of hands-on experience in the South African property market, having personally facilitated over R1 billion in home loans throughout his career.

We are proudly powered by Mortgage Max, giving our clients a robust platform and connections to negotiate strongly on their behalf.

With Pro Mortgage, you get:

Access to all major South African banks through a single, simplified application.
Expert negotiation to secure the most competitive home loan rate.
Guidance on documentation, compliance, affordability, and eligibility.
Rapid pre-approval so you can house-hunt with confidence.
Regular updates and human support — not just systems and emails.
A dedicated consultant who understands your needs and handles your application personally.

What We Stand For

At Pro Mortgage, we understand that buying property isn’t just a transaction — it’s a milestone, often filled with emotion, uncertainty, and big dreams. That’s why we’ve built our company around excellence, trust, and personal connection.
Our slogan, “The Private Home Loan Experience,” isn’t just a tagline — it’s our service promise. Here’s what that experience includes:

1. Personalised Attention

Every client is different. We assess your specific situation, answer your questions, and walk you through the entire bond application process — step by step.

2. Complete Transparency

We explain what’s happening, why it matters, and what to expect next. No jargon, no sales tactics — just clear, honest advice.

3. Strategic Advocacy

We don’t just submit your application to one bank and hope for the best. We submit to multiple institutions and negotiate on your behalf for the best rates and terms.

4. Ongoing Communication

We believe silence causes anxiety. That’s why you’ll receive regular updates via phone, email, or WhatsApp — whichever method you prefer.

5. Post-Approval Support

Once approved, we assist with acceptance of the loan and ensure smooth sailing toward property registration.

Our Mission

To empower South Africans with access to simple, transparent, and trusted home loan solutions by delivering a service that feels private, personal, and professional.

Our Vision

To be South Africa’s most reliable and respected bond origination company, known for expertise, speed, and a client-first mindset.

Our Vision

To be South Africa’s most reliable and respected bond origination company, known for expertise, speed, and a client-first mindset.

Meet Your Partner in Property Finance

We invite you to contact us before you start house hunting. Our team will help you determine your affordability, secure a pre-approval certificate, and arm you with the confidence needed to approach agents and sellers from a position of strength. With Pro Mortgage, you’re not just a number. You're part of a journey — one we take pride in making smoother, smarter, and more successful.