Your Trusted Partner in Home Financing

Simplifying the path to homeownership with expert guidance and personalised mortgage solutions.

Pro Mortgage | Happy Family

Your Trusted Partner in Home Financing

Pro Mortgage | Happy Family

Simplifying the path to homeownership with expert guidance and personalized mortgage solutions.

Partnered with South Africa’s Leading Banks to Secure Your Home Loan

Own Your Dream Home in Just 3 Easy Steps

1. Get Pre-Approved

Getting pre-approved gives you a clear idea of your budget and shows sellers you're a serious buyer.

2. Find a home

With your pre-approval certificate in hand, you’ll have a clear understanding of your price range and solid proof of your loan eligibility.

3. Get the best Bond

Pro Mortgage gathers quotes from multiple banks—including your own—so you can compare and choose the best home loan for you.

Our service is FREE, with zero obligation.

Why Settle for One Bank? Get Better Approval with Pro Mortgage

  • Complete just one application form – we’ll handle the rest

  • We submit your application to multiple banks, including your own

  • Get multiple quotes to compare rates, terms, and benefits

  • We negotiate on your behalf to secure the best possible deal

  • Assistance with zero-deposit bonds, if needed

It's Free with No Obligation

Pro Mortgage | Happy Office

Why is Pre-Approval So Important?

Imagine walking into your dream home and knowing you're truly ready to make it yours—this is the power of pre-approval. At Pro Mortgage, we often see clients who start their home search unsure of their budget, only to face disappointment later. But those who begin with a pre-approval not only gain clarity on what they can afford, they also shop with confidence, make stronger offers, and close deals faster. Sellers take them seriously, and when the right property appears, they're ready to act—without delays or financial surprises. Pre-approval also gives our clients a chance to resolve any credit issues ahead of time, saving them stress down the line. That’s why we always recommend starting with our free, no-obligation pre-approval—it’s not just a formality; it’s your first real step toward homeownership with clarity, confidence, and control.

Got Questions?

Some answers to the Frequently Asked Questions we get

Can I get a home loan without a deposit?

Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.

I have been pre-approved, will the bank guarantee this money?

While not an absolute guarantee, 90% of all home loan applications with a pre-approved certificate are approved.

Why should I get pre-approved?

A pre-approved certificate establishes your credit rating and gives you an accurate indication of how much you can afford.

What does a credit check include?

A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.

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