Getting pre-approved gives you a clear idea of your budget and shows sellers you're a serious buyer.
With your pre-approval certificate in hand, you’ll have a clear understanding of your price range and solid proof of your loan eligibility.
Pro Mortgage gathers quotes from multiple banks—including your own—so you can compare and choose the best home loan for you.
Complete just one application form – we’ll handle the rest
We submit your application to multiple banks, including your own
Get multiple quotes to compare rates, terms, and benefits
We negotiate on your behalf to secure the best possible deal
Assistance with zero-deposit bonds, if needed
It's Free with No Obligation
Imagine walking into your dream home and knowing you're truly ready to make it yours—this is the power of pre-approval. At Pro Mortgage, we often see clients who start their home search unsure of their budget, only to face disappointment later. But those who begin with a pre-approval not only gain clarity on what they can afford, they also shop with confidence, make stronger offers, and close deals faster. Sellers take them seriously, and when the right property appears, they're ready to act—without delays or financial surprises. Pre-approval also gives our clients a chance to resolve any credit issues ahead of time, saving them stress down the line. That’s why we always recommend starting with our free, no-obligation pre-approval—it’s not just a formality; it’s your first real step toward homeownership with clarity, confidence, and control.
Yes, all the major banks are offering 100% loans, subject to certain qualifying criteria being met.
While not an absolute guarantee, 90% of all home loan applications with a pre-approved certificate are approved.
A pre-approved certificate establishes your credit rating and gives you an accurate indication of how much you can afford.
A thorough analysis of your credit history, including your credit score which is determined by the frequency of payments of your retail accounts.
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