Terms and Conditions

In this document, "Company," "We," "Us," or "Our" refers to Pro Mortgage. "User," "You," or "Your" refers to any individual accessing or using our website and services. "Services" refers to all home finance-related assistance provided by Pro Mortgage, including bond origination, home loan applications, pre-approvals, credit analysis, and any related offerings.

By using this website, you confirm that you are at least 18 years old or are using it under the supervision of a parent or legal guardian. You agree not to use the site for any unlawful purposes, including, but not limited to, attempting to gain unauthorized access to other systems, introducing malicious code or software, distributing harmful content, or interfering with the site’s functionality. You also agree not to use any automated systems or scraping technologies to extract data from the site without our written permission.

Pro Mortgage provides services related to home loan origination but does not provide financial, legal, or investment advice. The content on this site is intended for general informational purposes only and should not be relied upon as professional advice. Approval of any home loan is subject to the lender’s terms, credit checks, and internal policies, and we do not guarantee the approval or terms of any application submitted through us.

While we strive to ensure that the content on our website is accurate, complete, and up-to-date, we do not guarantee the accuracy or reliability of any information provided. You acknowledge that any reliance you place on such information is at your own risk, and we will not be liable for any loss or damage resulting from inaccuracies or omissions.

Our website may contain links to third-party websites or services. These links are provided for your convenience and do not constitute an endorsement by Pro Mortgage. We have no control over the content, policies, or practices of these external sites and accept no responsibility or liability for their conduct.

All content on this website, including but not limited to text, graphics, logos, icons, images, and software, is the property of Pro Mortgage or its content suppliers and is protected under applicable copyright and trademark laws. You may not reproduce, duplicate, copy, republish, or use our materials for commercial purposes without obtaining our prior written consent.

To the maximum extent permitted by law, Pro Mortgage and its affiliates will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to or use of this website or our services. This includes, but is not limited to, any loss of income, data, or business interruptions resulting from the use or inability to use the website.

By using our services, you agree to indemnify, defend, and hold harmless Pro Mortgage, its directors, employees, and affiliates from any claims, damages, expenses, or liabilities that arise from your breach of these terms or your misuse of the website and services.

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. By agreeing to these terms, you also consent to the practices outlined in our Privacy Policy, accessible at https://promortgage.co.za/privacy-policy.

We reserve the right to suspend or terminate your access to our website and services at our sole discretion, without prior notice, if we believe you have violated these terms or engaged in unlawful or harmful behavior.

Pro Mortgage may update these Terms and Conditions at any time. Any changes will be posted on this page along with an updated effective date. It is your responsibility to check this page periodically to ensure you are aware of any modifications. Continued use of the website after changes are made constitutes acceptance of the revised terms.

These terms shall be governed and interpreted in accordance with the laws of the Republic of South Africa. Any disputes arising under these terms will be subject to the exclusive jurisdiction of the South African courts.

For questions, concerns, or data requests regarding this Privacy Policy, you can contact:

📧 Email: [email protected]

📞 Phone: 083 399 2096

📍 Address: Ground floor, Plattekloof House, Tygerbergpark 163, Uys Krige Dr, Plattekloof, WP, 7500